Retail sector

Retail Sector

In the sub-sector scope, we provide support to companies and corporations with a range of products:  foodstuffs, medicines and supplements, textiles, chemist's, car parts, home appliances as well as audio and video devices, DIY, electronics and IT equipment.

In the sector a trend may be observed consisting in consolidation and diversification of sales, which creates a large potential for long-term cooperation in the scope of potential M&A transactions as well as ongoing banking transactions.

In order to grow organically, many entities must expand their markets, in particular with countries of Central and Eastern Europe. The international presence of DNB group in these countries facilitates such operations.

DNB group industry experts prepare long-term sector reports, and the group's entities have long-term financing strategies for the retail sector.

We dedicate the following solutions to clients from this sector in particular:

  • loan products: revolving loans, investment loans, structural financing, project finance, M&A financing, syndicated loans;
  • transaction products: accounts for special purpose funds, payments and settlements, cash management, cash processing, payment cards, banking services;
  • financial market products: deposits, currency transactions, products hedging against the market risk, products hedging against the interest rate risk;
  • trade financing products: bank guarantees as collateral of domestic and foreign transactions; letters of credit (internal and export), collection, invoice discounting.